Motor vehicle accidents may be common, but we should not be normalizing the trauma car accident victims endure. At-fault parties should be held accountable to the fullest extent of the law and be made an example to reduce the number of collisions and fatalities. 

If your life has been profoundly affected by your injuries, a highly experienced Anaheim car accident attorney from Fisher & Talwar could help. With our Anaheim personal injury lawyers building your case against those responsible, you could maximize your settlement. Find out what is next for your insurance and civil claims when you contact us for a free consultation.

What Makes Fisher & Talwar Stand Out?

One of the most important decisions you will make after deciding to demand justice is your choice of legal representatives. Thankfully, when you go with Fisher & Talwar, you are getting 20+ years of combined trial experience on your side. We are proud to have recovered multimillion-dollar settlements for our hundreds of clients over the years. Some of our most recent notable trial verdicts and settlements include:

  • Car accident fatality case – $6,000,000 award
  • Defective tire car accident case – $4,000,000 award
  • Commercial truck accident fatality case – $1,500,000 award

Contact our office as soon as possible after your car accident. Your brain injury lawyer can meet you at your convenience. We can schedule an in-person consultation at our office, meet you at the accident scene or your hospital room, or even schedule a virtual call if that is easier for you while you are recuperating. Contact us today to learn more about our no-win, no-fee guarantee.

We Handle Most Types of Motor Vehicle Accident Cases

You may have concerns that you do not have grounds for a claim depending on the type of car accident you were involved in. For example, if you were involved in a rear-end collision, you may be unsure whether you have the right to sue. 

However, the type of car crash you were involved in does not determine whether you have the right to file a claim or how much compensation you should be awarded. The extent of your injuries does. However, the type of accident you were involved in can help us figure out who is responsible for causing the injuries you sustained. Some of the most common types of motor vehicle wrecks our car accident attorneys in Anaheim handle include:

  • Head-on collisions
  • Sideswipe accidents
  • Drunk driving accidents
  • Truck accidents
  • Bicycle accidents
  • T-bone accidents
  • Multi-car accidents
  • Motorcycle accidents
  • Single car accidents
  • Vehicle rollovers
  • Pedestrian accidents
  • Underride accidents
  • Jackknife accidents

Navigating Car Accident Insurance Claims in Anaheim

You can rely on your Anaheim car accident lawyer to handle every aspect of the insurance claims process on your behalf. After the collision, we will initiate your claim with the liable party’s insurer. 

California follows fault insurance laws per California Insurance Code § 11580.1, so the at-fault party’s insurance company will be expected to compensate you based on the policy terms. All drivers are required to carry auto insurance coverage as described by the California Department of Insurance. The official language of the statue reads as follows:

ARTICLE 2. Financial Responsibility [16020 – 16033]

(a) All drivers and all owners of a motor vehicle shall at all times be able to establish financial responsibility pursuant to Section 16021, and shall at all times carry in the vehicle evidence of the form of financial responsibility in effect for the vehicle.

If the liable party does not have insurance coverage, you may need to file a claim against your personal no-fault insurance policy. However, if you do not have no-fault insurance coverage, any remaining damages can be demanded as part of your car accident lawsuit in civil court.

What Insurance Covers

Unfortunately, you cannot rely on your insurance settlement to be comprehensive. Even if we get the insurance company to settle your claim for policy limits, it is possible you will have remaining damages. This is for two reasons. One, the liable party may not have enough coverage. If they only purchased the minimum amount of auto insurance coverage under the law, you may very well have losses the insurance company is not expected to pay for.

That does not absolve the liable party from financial liability. But it does mean the insurance company will not need to pay out more than the policy limits. Typically, this means the insurance company will compensate you for your medical bills and potentially your vehicle repair expenses. However, loss of income, reduced earning potential, increased insurance premiums, and many non-economic damages are excluded in most cases. This means you should always prepare for the possibility of going to trial.

Common Tactics Insurers Use to Reduce Settlements

The insurance company may also try to offer you a settlement that is much less than your claim is worth. Without a powerful legal representative on your side, you could be at risk of being taken advantage of. Remember, when the insurance company pays out on your claim, it loses money. This is devastating for the insurer’s profit margins. For this reason, insurance adjusters are likely to look for reasons to settle your claim for less than it’s worth or deny your claim altogether.

Maybe the insurance adjuster is misrepresenting the policy terms or made you a quick settlement offer that does not accurately reflect the value of your damages and the insured’s policy limits. Or perhaps the insurance company is delaying paying out on your claim. If we determine they are handling your claim in bad faith because they refuse to investigate the claim or are otherwise attempting to deny you the compensation that is rightfully yours, we will be prepared to take further legal action.

Call an Experienced Car Accident Lawyer in Anaheim for Help Today

Whether you were T-boned, suffered a traumatic brain injury, or were struck by a drunk driver, your trial-proven car accident attorney in Anaheim from Fisher & Talwar is prepared to build the strongest case possible against the at-fault party. Our comprehensive investigation should provide us with the evidence we need to make them pay. 

Find out exactly how much compensation your claim is worth and how the claims process might unfold when you contact our office to request a no-cost, risk-free consultation. Reach us through our convenient contact form or by phone to schedule yours as soon as today.